America My bills are due Can you give me a credit card? | by Chris Lopez | May 2022

Double standards. Talk aside. It is our culture. Buy now, pay later is our slogan. Later is already here though.

Source: Self-created image with Cloth.


I know.

You’ve read a million articles on currency collapse.

I’m not talking about monetary collapse.

All the great writers predicted the end of America by failure. Every good economist predicted the US recession before the record highs. Every person who trades leverage has seen the US Federal Reserve wipe out their trade.

The non-crypto related announcement from the Federal Reserves plunged Bitcoin. What do rising interest rates have to do with Bitcoin?


Then again…everything.

It seems that something that has no technical bearing on crypto can affect it negatively. A strange fact is that emotions rule our markets.

It seems that facts and emotions don’t mix. Feelings can upset the natural course of things. Then again…maybe certain feelings are in fashion?

Have you ever heard of trusting your intuition?


Russian instinct drives them to play a bet. The Russian government is betting that the world is fed up with hypocrisy.

I think I am too.

My stakes, however, are not as high as those of the Russian government.

Just because we share similar ideologies on hypocrisy doesn’t mean we’re the same.

I am nothing like them.

We are different.

Despite our difference, there are many people in the world. Many feel the same as the Russian government about the US economy. Our US government has more than abused our economy.

The difference between the Russian government and me?

I am not risking all of my financial well-being, my future existence, and my political aspirations for what I want.

It doesn’t matter how you cut that Russian cake; there is a problem with the actions of the Russian government.

The Russian government only wants what it wants. Call the actions of the Russian government whatever. Call them security interests. Call them imperial aspirations. Call them a resource war. Call them a fight for survival. Call them denazification.

It doesn’t matter what you call them.

In the end, Russia has decided to take what it wants.



But… there is something there. The truth is hidden in the lies.

Lies have a home. The house is home to inhabitants but the inhabitants are trapped. The owner is a supervisor. This overseer beats their residents. Lower and lower. Until they get so low, they can’t go any lower.

Who are they?


To be clear, no one is buying anything. I hear people say they bought a house. Then I ask them how they did it.

The normal response?

“We took out a mortgage.”

According to 64.8% of total home purchases in 2020 were made with a mortgage. Of this number, 55% of them financed the purchase of a home with a down payment of less than 6%.

According to Experian the average mortgage debt in the United States was $208,185 in 2020.

The most serious of these figures concerns home ownership. 78% of owners are people aged 65 and over. My generation (millennials) only has a homeownership rate of 36.5%.

There’s only a one in three chance that someone my age has a house in debt. There’s only a 14.6% chance of someone my age having a paid-for home (using Forbes stats, 40% of all homes are mortgage-free).

Want to hear something even spookier?

91% of all consumer loans issued in 2020 were buy now, pay later loans in states like California.

Afterpay, Affirm and a host of others are hitting the market. They come to the market to do one thing. These corporations maintain the American standard of living by letting Americans “borrow.”

Let’s face it, we, as a nation, follow the path of Rome

Rome did not collapse. Rome faded away for about a thousand years. There was no great loot or great fire. Rome grew from a population of around 500,000 at the turn of the 5th century to around 25,000 by the middle of the 5th century AD.

Rome survived through the Eastern Roman Empire in Constantinople (modern Istanbul) until 1453.

Rome gradually faded away.

America does the same.

America gets everything by borrowing it. Be honest if you are American. You know I tell the truth. Please don’t yell except to say, “I don’t use credit!” “. The exception is not the rule. Clothes, houses, cars and even groceries are financed.

Most people living in America don’t have enough money for necessities. Inflation is skyrocketing in things like eggs (whichincreased by more than 50% this year)


America keeps borrowing. Biden is aware that the optics look bad. That’s why Biden made the ‘historic’ announcement government to pay off nearly $1 trillion in US debt.

After six years without payment, I could also make one payment.

In the consumer world, Experian would put me on collection, call me an untrustworthy borrower, and tell everyone to stay away from me.

Joe this announcement was not historic. Joe it wasn’t that great.


What is frightening is the bet of the Russian government. Russia is betting that the world will stop lending America money.

It’s very risky.

It’s very dangerous.

Will this happen in our lifetime? I think so.

Will it happen this year? I do not think so.

Then again… no one thought World War I or World War II would happen. Then it happened.

The world thinks America can’t walk her path any longer. My argument? Someone has started a war against this idea and is killing thousands of people. I don’t know how much you need a more believable reference than that.

Most of the world is not NATO or EUROPE. Much of the world (by country) did not vote to condemn Russia.

“NATO is an alliance of 30 member states. In addition to the United States and Canada on the American continent, these are numerous European states. All Member States together cover an area of ​​24.59 million km² and approximately 946.59 million inhabitants. This represents 16.27% of the world’s living space and 12.20% of the world’s population.” (Source: Global data)


Remember that individual thoughts are opinions. Opinions can be based on emotions. Emotions are facts. The fact that someone thinks their opinion is real is a fact. The validity of this fact is not in question. Existence is enough.

This is not a debate about validity. It’s a recognition.

Someone’s opinion can cause a war, cause a stock market crash, or ultimately be the reason they don’t lend America money.

I don’t lend money to certain people because I believe they won’t give it back to me. It doesn’t make my thoughts true…it just means I believe what I believe. That’s enough for me to say no. Maybe they will pay it back. My opinion simply means that I believe what I believe.

That may be enough to say no to America too. This can be enough for all credit cards to suddenly stop working. This may be enough for banks to stop granting mortgages.

Don’t ignore all opinions. Some opinions actually decide your life. Even if these opinions are wrong.

To your knowledge success!


Not a form of investment advice. Please consult a registered professional for advice on your personal situation. This article is for educational and entertainment purposes only. Please do not email the author for investment advice or investment strategies.

About Christopher: Christopher Knight Lopez is a professional hustler turned international bestseller and published author of “I did then I didn’t”. Christopher has opened over 7 businesses in his 15 year career. Christopher’s goal is to take advantage of various market-driven opportunities. Christopher is a Certified Project Manager (MPM) and a Certified Financial Analyst (CAF). Christopher previously passed his Series 65 Securities License Exam and was a Senior Financial Planner (MFP). Christopher also held his general lines – life, accident, health and HMO. Christopher managed a combined total of $286mm in assets under management and assets under advice. Christopher has work experience in 33 countries, has raised over $50 million for various ventures and has grossed over 13.0mm in his personal career. Christopher has worked in the highly technical industries of biotechnology, finance, securities, manufacturing, real estate and residential mortgages. Christopher is a veteran of the United States Air Force. Christopher has a passion for family, competitive sports, fishing, martial arts and contractor advocacy. Christopher offers self-help courses for up-and-coming entrepreneurs. Christopher’s passion for mentoring comes from the belief that entrepreneurs need guidance. The world is full of conflicting information about the identity of the entrepreneur. See more at